Privacy Policy

1. Scope

This Privacy Policy applies to information collected through premiumcreditservices.com, including the embedded consultation form, and to communications that follow a website inquiry. It does not replace the disclosures, authorizations, service contract, or data-handling terms that may apply if you become a client.

2. Information we collect

Information you provide. The consultation form may collect your name, email address, telephone number, answers to form questions, and any message or other information you choose to submit. We may also collect information you provide during later calls, emails, or consultations.

Technical information. Our hosting provider and embedded service providers may automatically receive basic device, browser, IP-address, date/time, referring-page, and interaction information needed to deliver, secure, and troubleshoot their services.

Sensitive information. Do not submit Social Security numbers, government identification, passwords, full financial-account numbers, full credit reports, or identity documents through the public website form. If sensitive documents are needed after a consultation, ask us to confirm the approved secure method.

3. How we use information

We may use information to respond to inquiries, schedule consultations, evaluate service fit, provide requested credit-related services, communicate about an existing relationship, maintain business records, protect the website and our operations, comply with legal obligations, and enforce agreements.

If you separately consent to marketing calls or messages, we may use the contact information covered by that consent. Consent to marketing is not a condition of purchasing services, and you may withdraw consent using the instructions in the message or by contacting us.

4. Text messages and mobile information

If you opt in to receive text messages, message frequency may vary and message and data rates may apply. Reply STOP to opt out and HELP for help, or contact us using the information below.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with service providers that support communications or customer service. Text-message originator opt-in data and consent will not be shared with third parties for their own marketing.

5. When we share information

We may share information with vendors that help us host the website, operate forms, manage customer communications, secure systems, or provide professional services. These providers may use information only for the services they perform for us and subject to their contractual and legal obligations.

We may also disclose information when reasonably necessary to comply with law, respond to lawful requests, protect rights or safety, investigate fraud or security concerns, or complete a business reorganization or transfer. We do not sell personal information or share it with third parties for their independent direct marketing.

6. Embedded form and third-party services

The consultation form is provided through LeadConnector/HighLevel and sends submissions to the connected business account for follow-up. That provider may process technical and submission data under its own terms and privacy practices. Review the LeadConnector privacy policy for additional information.

Links to scheduling, maps, or other third-party websites are governed by the policies of those services. We are not responsible for a third party's independent privacy practices.

7. Cookies and similar technologies

This static website does not intentionally deploy its own advertising cookies. Embedded forms, maps, hosting infrastructure, or linked services may use cookies or similar technologies to provide functionality, prevent abuse, remember settings, or measure service performance. Browser settings may allow you to block or delete cookies, although some embedded features may not work correctly afterward.

8. Retention and security

We retain information only for as long as reasonably necessary for the purposes described in this policy, to maintain appropriate business records, resolve disputes, enforce agreements, and meet legal obligations. Retention can vary based on the type of information and the relationship involved.

We use reasonable administrative, technical, and physical safeguards appropriate to the information we handle. No online transmission or storage system can be guaranteed completely secure, so please use the approved secure channel for sensitive credit documents.

9. Your choices and privacy requests

You may ask to access, correct, or delete personal information associated with your website inquiry, or object to certain uses, by contacting us. We may need to verify your identity before completing a request, and we may retain information when permitted or required by law.

Depending on where you live and whether a privacy law applies to the business and processing involved, you may have additional rights. We will evaluate verified requests under applicable law and will not discriminate against you for exercising a privacy right.

10. Children's privacy

This website and its credit services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13 through the website. If you believe a child has submitted information, contact us so we can review and delete it as appropriate.

11. Changes to this policy

We may update this policy when our website, service providers, or legal obligations change. The current version will be posted on this page with a revised effective date. Material changes will be communicated when required by law.

12. Contact us

For privacy questions or requests, contact:

You may also use the Contact page for a general inquiry, but do not include sensitive credit or identity information.